Welcome to The Multiple Co.
Business acquisition strategy, deal guidance and finance.
Buying a business is a big decision.
You need to know you're buying the right business, paying the right price, structuring the deal properly and securing the right finance to make it happen.
At Vive Capital, we help business buyers navigate the process from opportunity through to ownership.
We help you weed out the lemons, assess the deal, develop your buying strategy and secure the finance to buy the business. Not just another brokerage that stops at the loan.
What we do.
We help business buyers make better acquisition decisions and navigate the process with greater clarity.
Before you buy a business, you need to understand:
whether the business stacks up
what risks you're taking on
how the acquisition finance should be structured
We help you work through these questions before moving forward.
Once you've found a business worth pursuing, we help develop the buying strategy and work through the funding requirements.
And when you're ready to secure finance, we work with our network of banks, non-bank lenders and private funders to help find an appropriate funding solution.
Our Business Acquisition Service Offering.
'Deal Viability' Package
We help you weed out the lemons early by reviewing your deal's viability so that you can move through the rest of the process with clarity and confidence.
'Finance Your Purchase' Package
We help you secure finance for your business purchase by finding a lending solution that is aligned with your goals
Other advice services:
Property Development Finance
We help property developers secure lending / finance for their projects. We ensure the lending is fit for purpose and works with their goals.
Short-term Property Finance
We help secure flexible funding for renovation, property trading and time-sensitive opportunities that require speed, structure or a defined exit strategy.
Working Capital / Line of Credit
Working capital provides flexible access to capital for businesses, property projects and time-sensitive opportunities. At Vive, we help structure working capital and line of credit facilities around how the funds will be used and repaid.
Who we work with.
We work with property developers, business buyers and property traders across New Zealand. Some are experienced, others are doing it for the first time.
✔ The Corporate Executive / Manager looking to escape
Ready to move from building someone else's business to owning your own?
We help you assess opportunities, understand the numbers and work through what it takes to make the transition into business ownership.
✔ First-Time Buyer needing acquisition guidance
Buying your first business comes with plenty of unknowns.
We help you understand the opportunity, identify potential risks, assess whether the deal stacks up and work through what needs to happen next.
✔ Experienced Entrepreneur pursuing their next acquisition
You've done this before. Now you're looking for your next opportunity.
We help you assess the deal, develop the acquisition strategy and structure the funding to move forward.
✔ Business Owner or Investor seeking growth through acquisition
Acquisition can be a powerful way to grow revenue, market share, capability or your existing portfolio.
We help you assess the opportunity and develop a strategy for acquiring and funding the next business.
✔ Ambitious Professional ready to become a business owner
You have the experience and ambition. Now you need the right opportunity and the right strategy.
We help you navigate the acquisition process from finding the business through to securing finance.
Why work with us.
We start with the deal. Not the loan.
A finance broker's job can be to find you a lender. Our job starts earlier.
Is this the right business?
Does the deal stack up?
Should you buy it?
How should you structure it?
Only once those questions are understood do we start thinking about the funding.
Strategy and finance together.
Your acquisition strategy and funding strategy shouldn't be developed separately.
The way you structure the purchase affects the debt you take on. The debt affects the business's cashflow. And the cashflow affects your ability to operate, grow and achieve your goals.
We consider the whole picture.
Finance structured around your business goals.
The objective isn't simply to borrow as much as possible or find the lender with the lowest rate.
We look at how the proposed funding fits with the business's cashflow, debt servicing capacity, working capital requirements and longer-term objectives.
Finance structured around your business goals.
The objective isn't simply to borrow as much as possible or find the lender with the lowest rate.
We look at how the proposed funding fits with the business's cashflow, debt servicing capacity, working capital requirements and longer-term objectives.
The right finance should support the business, not put unnecessary pressure on it.
We understand the lending landscape.
Once the acquisition strategy is clear, we can look at potential funding options across banks, non-bank lenders and private funders.
We understand that different lenders have different appetites, requirements and approaches to business acquisitions.
That allows us to consider the funding in the context of the whole deal, rather than trying to make the deal fit a particular lender.
End-to-end guidance.
Buying a business doesn't stop when the loan is approved.
There are decisions around the opportunity, negotiations, structure, due diligence, funding and settlement.
We help you navigate the acquisition process from first opportunity through to ownership, so you have a clearer understanding of what needs to happen and when.
Clarity first. Commitment second.
