http://www.vivecapital.co.nz/blog/ The latest Blog feeds from www.vivecapital.co.nz en-us Thu, 09 Apr 2026 12:34:15 +1200 Rocketspark http://www.vivecapital.co.nz/blog/post/163228/three-important-metric-lenders-look-at-for-development-finance/ When a lender reviews a property development finance application, they usually focus on three key metrics (assuming the feasbility is a good representation). If these three numbers look good, your chances of getting funded increase significantly. If they don’t, you will need to find ways to rectify it or not go ahead with the project.  Those three numbers are: LTC, LVR, and Profitability. Let’s break them down in a way&nbs... Thu, 09 Apr 2026 07:00:00 +1200 http://www.vivecapital.co.nz/blog/#post163228 http://www.vivecapital.co.nz/blog/post/163211/the-5-biggest-mistakes-developers-make-in-their-feasibility-analysis/ Before a property developer builds anything, they should run a feasibility analysis. This is simply a set of numbers that answers one big question: “Does this project actually make money?” Think of it like planning a small business. Unfortunately, many developers make mistakes when they run their feasibility. These mistakes can turn a good project into a very stressful one. Here are the five most common mistake we see.... Wed, 08 Apr 2026 13:40:11 +1200 http://www.vivecapital.co.nz/blog/#post163211 http://www.vivecapital.co.nz/blog/post/163195/why-property-developers-should-use-a-specialist-financial-broker/ Getting finance for a property development is very different from getting a normal home loan. It’s more like building a puzzle with many pieces. You have: Land finance Construction funding GST considerations Contingency buffers Exit strategy Pre-sales A specialist financial broker helps put those pieces together properly. ... Tue, 07 Apr 2026 22:47:41 +1200 http://www.vivecapital.co.nz/blog/#post163195 http://www.vivecapital.co.nz/blog/post/163194/how-much-equity-do-you-need-to-get-funding-for-your-property-development/ If you want to build houses or townhouses, the lender will almost always ask you the same question first:  “How much of your own money are you putting into the project?”... Tue, 07 Apr 2026 20:44:56 +1200 http://www.vivecapital.co.nz/blog/#post163194 http://www.vivecapital.co.nz/blog/post/162097/how-to-choose-the-right-lender-for-your-property-development-project/ Every lender has a different appetite for risk and a different idea of what a “good project” looks like. If a development is taken to the wrong lender, it may could be declined.This is why choosing the right lender early can make a huge difference.... Wed, 18 Mar 2026 19:38:55 +1300 http://www.vivecapital.co.nz/blog/#post162097